The Independent Group of Companies

Mortgage Calculator

Call me Back! Looking for a New Home? Find a Great Deal on Home Insurance! Talk to the Debt Managment Specialist Now!
Are you Asset Rich and Cash Poor? Are you age 55 or over? Talk to the Equity Release Specialists

Equity Release

Introducing a solution for homeowners over the age of 55 who want to maximise the amount of Equity they can release from their properties to enhance their lifestyle in retirement.

OPTION FOR NO REPAYMENT DURING YOUR LIFETIME

If you own your own home EQUITY RELEASE can enable you to unlock the capital in your home.

We can help you release money to:

  • Holiday or even Holiday Home Abroad
  • Cover essential expenditure
  • Assist your Children, Grandchildren or Loved Ones
  • Help reduce your Inheritance Tax Liability
  • Make provision for care in old age
  • Home Improvements
  • Boost Income in Retirement
  • …or any other legal purpose

 

Our Professional Qualified Advisors are available now to provide you with a Private & Confidential consultation.

Contact us now by phone on 02891 45 00 00 or use our:

General Enquiry

General Enquiry Form

Call Back Request

Call Back Request



Key features of lifetime mortgage –

The current loan offering can either be on a variable or fixed rate for the duration of the Mortgage term.
Interest is rolled up monthly and added to the loan throughout the term. NO MONTHLY REPAYMENTS ARE REQUIRED. The loan is not payable until the last borrower living in the property either dies or the property ceases to be their main residence.

Lump Sum Drawdown and further loan facilities available. Subject to terms and condition there is a"NO NEGETIVE EQUITY GUARANTEE" which ensures that the most borrowers (or their estate) will ever owe is the value of the property.

Generous loans to value available*

Portability option available, subject to criteria

Equity Release' includes Home Reversion Plans and Llifetime Mortgages.

* To understand the features and risks, please ask for a Personalised Illustration.

The FSA do not regulate some forms of Mortgages

For advice on any of the above, Contact Us now.

For Mortgages we can be paid by Commission or a Fee or a combination of both. If paying by Fee this is charged at an hourly rate of £120.00. For example it typically takes us 10 hours to complete the advice, recommendation process, administration and preparation of a Mortgage, therefore the Fee would be £1,200.00. As an alternative we will charge a minimum of 1% of the loan, whichever is greater. This Fee note & or Commission, is in addition to any marketing allowance we may receive from the product provider we recommend to you.